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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,965 | $97,125+28.7% | $86,233+44.9% | $137,256-9.0% |
| Participation rate | 66.7% | 74.2%-7.5pp | 69.0%-2.4pp | 80.0%-13.3pp |
| Annual return | 17.23% | 74.19%-57.0pp | 61.39%-44.2pp | 220.34%-203.1pp |
| Employer contribution / active EE | $1,555 | $2,841-45.3% | $2,504-37.9% | $4,156-62.6% |
| Participant deferral / active EE | $17,921 | $5,180+246.0% | $4,559+293.1% | $6,407+179.7% |
| Admin fee / account holder | $100 | $9,725-99.0% | $8,342-98.8% | $12,270-99.2% |