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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,866 | $129,737+50.2% | $119,126+63.6% | $154,746+25.9% |
| Participation rate | 89.5% | 78.9%+10.6pp | 75.8%+13.7pp | 80.7%+8.8pp |
| Annual return | 18.03% | 379.08%-361.0pp | 282.11%-264.1pp | 172.34%-154.3pp |
| Employer contribution / active EE | $5,412 | $4,375+23.7% | $4,034+34.2% | $4,379+23.6% |
| Participant deferral / active EE | $10,332 | $5,842+76.9% | $5,318+94.3% | $6,730+53.5% |
| Admin fee / account holder | $6,677 | $11,961-44.2% | $10,693-37.6% | $14,365-53.5% |