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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,866 | $134,817+44.5% | $123,973+57.2% | $155,188+25.6% |
| Participation rate | 89.5% | 79.4%+10.1pp | 76.7%+12.8pp | 80.8%+8.7pp |
| Annual return | 18.03% | 515.49%-497.5pp | 388.13%-370.1pp | 148.84%-130.8pp |
| Employer contribution / active EE | $5,412 | $4,425+22.3% | $4,126+31.2% | $4,248+27.4% |
| Participant deferral / active EE | $10,332 | $5,706+81.1% | $5,247+96.9% | $6,531+58.2% |
| Admin fee / account holder | $6,677 | $13,245-49.6% | $11,799-43.4% | $14,480-53.9% |