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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,604 | $126,519-59.2% | $106,201-51.4% | $145,959-64.6% |
| Participation rate | 41.7% | 77.7%-36.0pp | 75.3%-33.6pp | 80.3%-38.6pp |
| Annual return | 9.15% | 225.10%-215.9pp | 116.26%-107.1pp | 561.95%-552.8pp |
| Employer contribution / active EE | $1,743 | $3,726-53.2% | $3,170-45.0% | $4,661-62.6% |
| Participant deferral / active EE | $4,271 | $5,716-25.3% | $5,012-14.8% | $6,689-36.1% |
| Admin fee / account holder | $5,316 | $17,312-69.3% | $11,039-51.8% | $13,398-60.3% |