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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,925 | $183,627+66.1% | $155,602+96.0% | $145,978+108.9% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 3.85% | 61.32%-57.5pp | 64.81%-61.0pp | 550.52%-546.7pp |
| Employer contribution / active EE | $8,893 | $5,316+67.3% | $4,675+90.2% | $4,662+90.8% |
| Participant deferral / active EE | $15,250 | $6,466+135.9% | $5,629+170.9% | $6,690+128.0% |
| Admin fee / account holder | $8,910 | $19,327-53.9% | $15,923-44.0% | $13,400-33.5% |