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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,979 | $77,962+98.8% | $178,540-13.2% | $80,935+91.5% |
| Participation rate | 83.7% | 65.7%+18.0pp | 77.1%+6.6pp | 67.7%+16.0pp |
| Annual return | 15.68% | 18.10%-2.4pp | 27.15%-11.5pp | 35.66%-20.0pp |
| Employer contribution / active EE | $0 | $2,280-100.0% | $3,953-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $10,953 | $4,404+148.7% | $6,281+74.4% | $4,299+154.7% |
| Admin fee / account holder | $11,801 | $7,156+64.9% | $10,424+13.2% | $6,924+70.4% |