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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,823 | $178,174-50.1% | $156,181-43.1% | $137,256-35.3% |
| Participation rate | 66.7% | 82.0%-15.4pp | 78.8%-12.2pp | 80.0%-13.3pp |
| Annual return | 16.47% | 84.19%-67.7pp | 64.87%-48.4pp | 220.34%-203.9pp |
| Employer contribution / active EE | $1,354 | $4,972-72.8% | $4,294-68.5% | $4,156-67.4% |
| Participant deferral / active EE | $3,423 | $6,888-50.3% | $6,132-44.2% | $6,407-46.6% |
| Admin fee / account holder | $968 | $17,404-94.4% | $14,586-93.4% | $12,270-92.1% |