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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,823 | $199,109-55.4% | $173,730-48.9% | $154,746-42.6% |
| Participation rate | 66.7% | 82.8%-16.1pp | 79.6%-12.9pp | 80.7%-14.0pp |
| Annual return | 16.47% | 20.02%-3.6pp | 19.96%-3.5pp | 172.34%-155.9pp |
| Employer contribution / active EE | $1,354 | $5,311-74.5% | $4,577-70.4% | $4,379-69.1% |
| Participant deferral / active EE | $3,423 | $7,113-51.9% | $6,326-45.9% | $6,730-49.1% |
| Admin fee / account holder | $968 | $20,916-95.4% | $17,523-94.5% | $14,365-93.3% |