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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,200 | $114,712-19.6% | $173,730-46.9% | $87,485+5.4% |
| Participation rate | 96.6% | 73.0%+23.6pp | 79.6%+17.0pp | 68.9%+27.7pp |
| Annual return | 80.40% | 20.18%+60.2pp | 19.96%+60.4pp | 26.06%+54.3pp |
| Employer contribution / active EE | $5,148 | $2,904+77.3% | $4,577+12.5% | $2,596+98.3% |
| Participant deferral / active EE | $10,849 | $4,642+133.7% | $6,326+71.5% | $4,274+153.9% |
| Admin fee / account holder | $5,937 | $10,210-41.9% | $17,523-66.1% | $7,775-23.6% |