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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,242 | $154,228+82.4% | $145,433+93.4% | $137,256+104.9% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 80.0%+7.5pp |
| Annual return | 15.78% | 74.59%-58.8pp | 66.58%-50.8pp | 220.34%-204.6pp |
| Employer contribution / active EE | $578 | $4,804-88.0% | $4,554-87.3% | $4,156-86.1% |
| Participant deferral / active EE | $23,349 | $8,216+184.2% | $7,897+195.7% | $6,407+264.4% |
| Admin fee / account holder | $7,645 | $14,344-46.7% | $13,129-41.8% | $12,270-37.7% |