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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,242 | $155,555+80.8% | $146,866+91.5% | $155,188+81.2% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.5%+5.0pp | 80.8%+6.7pp |
| Annual return | 15.78% | 115.41%-99.6pp | 102.85%-87.1pp | 148.84%-133.1pp |
| Employer contribution / active EE | $578 | $4,647-87.6% | $4,425-86.9% | $4,248-86.4% |
| Participant deferral / active EE | $23,349 | $8,044+190.3% | $7,759+200.9% | $6,531+257.5% |
| Admin fee / account holder | $7,645 | $14,755-48.2% | $13,620-43.9% | $14,480-47.2% |