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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,811 | $201,259+16.7% | $184,200+27.5% | $145,959+60.9% |
| Participation rate | 57.1% | 87.5%-30.4pp | 86.8%-29.7pp | 80.3%-23.1pp |
| Annual return | 12.28% | 28.98%-16.7pp | 28.80%-16.5pp | 561.95%-549.7pp |
| Employer contribution / active EE | $14,832 | $7,018+111.3% | $6,424+130.9% | $4,661+218.2% |
| Participant deferral / active EE | $10,121 | $9,806+3.2% | $9,132+10.8% | $6,689+51.3% |
| Admin fee / account holder | $211 | $16,372-98.7% | $13,907-98.5% | $13,398-98.4% |