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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,749 | $106,749+37.5% | $145,433+0.9% | $82,448+78.0% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 19.49% | 27.59%-8.1pp | 66.58%-47.1pp | 41.64%-22.2pp |
| Employer contribution / active EE | $5,538 | $3,444+60.8% | $4,554+21.6% | $2,551+117.1% |
| Participant deferral / active EE | $9,620 | $6,519+47.6% | $7,897+21.8% | $4,139+132.4% |
| Admin fee / account holder | $2,522 | $8,390-69.9% | $13,129-80.8% | $7,234-65.1% |