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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,070 | $150,207+97.8% | $120,380+146.8% | $145,978+103.5% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 42.38% | 154.28%-111.9pp | 107.28%-64.9pp | 550.52%-508.1pp |
| Employer contribution / active EE | $2,609 | $4,351-40.0% | $3,465-24.7% | $4,662-44.0% |
| Participant deferral / active EE | $10,785 | $6,175+74.6% | $4,992+116.0% | $6,690+61.2% |
| Admin fee / account holder | $1,199 | $12,203-90.2% | $9,421-87.3% | $13,400-91.1% |