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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,691 | $111,535-54.6% | $105,223-51.8% | $137,256-63.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 9.50% | 237.85%-228.4pp | 180.65%-171.2pp | 220.34%-210.8pp |
| Employer contribution / active EE | $6,805 | $3,939+72.7% | $3,689+84.5% | $4,156+63.7% |
| Participant deferral / active EE | $1,936 | $5,500-64.8% | $5,072-61.8% | $6,407-69.8% |
| Admin fee / account holder | $8,822 | $9,721-9.3% | $8,859-0.4% | $12,270-28.1% |