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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,573 | $57,140-39.5% | $85,240-59.4% | $80,959-57.3% |
| Participation rate | 96.6% | 56.4%+40.2pp | 67.5%+29.1pp | 67.7%+29.0pp |
| Annual return | 13.69% | 21.71%-8.0pp | 66.75%-53.1pp | 35.67%-22.0pp |
| Employer contribution / active EE | $2,537 | $1,802+40.8% | $2,735-7.3% | $2,757-8.0% |
| Participant deferral / active EE | $2,813 | $3,115-9.7% | $4,527-37.9% | $4,300-34.6% |
| Admin fee / account holder | $964 | $4,992-80.7% | $6,165-84.4% | $6,925-86.1% |