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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,411 | $117,829+101.5% | $102,423+131.8% | $145,877+62.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 12.88% | 31.83%-19.0pp | 29.42%-16.5pp | 551.28%-538.4pp |
| Employer contribution / active EE | $13,880 | $3,615+284.0% | $3,023+359.2% | $4,663+197.7% |
| Participant deferral / active EE | $7,772 | $5,732+35.6% | $5,054+53.8% | $6,691+16.2% |
| Admin fee / account holder | $1,522 | $13,335-88.6% | $9,455-83.9% | $13,402-88.6% |