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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,711 | $174,379+16.2% | $152,093+33.3% | $138,895+45.9% |
| Participation rate | 93.3% | 81.6%+11.7pp | 77.8%+15.6pp | 79.9%+13.4pp |
| Annual return | 17.42% | 74.86%-57.4pp | 66.36%-48.9pp | 145.39%-128.0pp |
| Employer contribution / active EE | $6,683 | $4,652+43.7% | $4,175+60.1% | $4,194+59.3% |
| Participant deferral / active EE | $8,353 | $6,159+35.6% | $5,451+53.2% | $6,396+30.6% |
| Admin fee / account holder | $5,381 | $16,880-68.1% | $14,497-62.9% | $12,562-57.2% |