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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,306 | $111,878-38.9% | $93,727-27.1% | $145,897-53.2% |
| Participation rate | 52.6% | 74.2%-21.6pp | 68.7%-16.1pp | 80.3%-27.7pp |
| Annual return | 21.95% | 204.28%-182.3pp | 133.83%-111.9pp | 552.29%-530.3pp |
| Employer contribution / active EE | $1,266 | $3,092-59.1% | $2,421-47.7% | $4,663-72.9% |
| Participant deferral / active EE | $1,894 | $4,920-61.5% | $4,417-57.1% | $6,689-71.7% |
| Admin fee / account holder | $3,417 | $10,256-66.7% | $8,292-58.8% | $13,390-74.5% |