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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,819 | $125,190+19.7% | $105,624+41.8% | $145,897+2.7% |
| Participation rate | 34.8% | 77.6%-42.9pp | 75.3%-40.5pp | 80.3%-45.5pp |
| Annual return | 15.46% | 225.22%-209.8pp | 116.20%-100.7pp | 552.29%-536.8pp |
| Employer contribution / active EE | $1,014 | $3,720-72.8% | $3,168-68.0% | $4,663-78.3% |
| Participant deferral / active EE | $4,172 | $5,716-27.0% | $5,013-16.8% | $6,689-37.6% |
| Admin fee / account holder | $27 | $17,138-99.8% | $10,961-99.8% | $13,390-99.8% |