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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,424 | $29,733+12.4% | $56,025-40.3% | $80,959-58.7% |
| Participation rate | 25.6% | 41.7%-16.1pp | 52.5%-26.9pp | 67.7%-42.0pp |
| Annual return | 11.77% | 35.28%-23.5pp | 1712.69%-1700.9pp | 35.67%-23.9pp |
| Employer contribution / active EE | $914 | $672+36.0% | $1,042-12.3% | $2,757-66.9% |
| Participant deferral / active EE | $2,050 | $1,229+66.8% | $1,955+4.9% | $4,300-52.3% |
| Admin fee / account holder | $30 | $2,434-98.8% | $2,828-98.9% | $6,925-99.6% |