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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,044 | $90,728-12.9% | $86,279-8.4% | $138,895-43.1% |
| Participation rate | 100.0% | 81.0%+19.0pp | 78.7%+21.3pp | 79.9%+20.1pp |
| Annual return | 4.67% | 34.83%-30.2pp | 30.40%-25.7pp | 145.39%-140.7pp |
| Employer contribution / active EE | $16,731 | $4,974+236.3% | $4,663+258.8% | $4,194+298.9% |
| Participant deferral / active EE | $3,700 | $6,125-39.6% | $5,658-34.6% | $6,396-42.2% |
| Admin fee / account holder | $180,632 | $11,808+1429.7% | $10,485+1622.8% | $12,562+1337.9% |