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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,044 | $70,532+12.1% | $68,948+14.6% | $137,256-42.4% |
| Participation rate | 100.0% | 81.0%+19.0pp | 79.2%+20.8pp | 80.0%+20.0pp |
| Annual return | 4.67% | 32.56%-27.9pp | 28.39%-23.7pp | 220.34%-215.7pp |
| Employer contribution / active EE | $16,731 | $4,355+284.2% | $4,165+301.7% | $4,156+302.6% |
| Participant deferral / active EE | $3,700 | $6,773-45.4% | $6,186-40.2% | $6,407-42.2% |
| Admin fee / account holder | $180,632 | $7,916+2181.8% | $7,539+2296.1% | $12,270+1372.1% |