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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,565 | $209,336-47.7% | $197,124-44.4% | $137,256-20.2% |
| Participation rate | 78.9% | 87.3%-8.4pp | 86.7%-7.8pp | 80.0%-1.0pp |
| Annual return | 17.88% | 48.09%-30.2pp | 44.34%-26.5pp | 220.34%-202.5pp |
| Employer contribution / active EE | $5,272 | $6,591-20.0% | $6,227-15.3% | $4,156+26.8% |
| Participant deferral / active EE | $8,346 | $9,614-13.2% | $9,135-8.6% | $6,407+30.3% |
| Admin fee / account holder | $1,855 | $17,308-89.3% | $16,298-88.6% | $12,270-84.9% |