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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,178 | $201,370-62.2% | $184,256-58.7% | $145,897-47.8% |
| Participation rate | 87.5% | 87.5%0pp | 86.8%+0.7pp | 80.3%+7.2pp |
| Annual return | 12.80% | 29.05%-16.2pp | 28.85%-16.0pp | 552.29%-539.5pp |
| Employer contribution / active EE | $6,287 | $7,024-10.5% | $6,427-2.2% | $4,663+34.8% |
| Participant deferral / active EE | $10,524 | $9,808+7.3% | $9,133+15.2% | $6,689+57.3% |
| Admin fee / account holder | $700 | $16,364-95.7% | $13,899-95.0% | $13,390-94.8% |