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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,913 | $172,111-64.6% | $150,298-59.5% | $137,256-55.6% |
| Participation rate | 66.7% | 81.7%-15.0pp | 77.8%-11.1pp | 80.0%-13.3pp |
| Annual return | 15.78% | 69.37%-53.6pp | 62.79%-47.0pp | 220.34%-204.6pp |
| Employer contribution / active EE | $11,976 | $4,636+158.3% | $4,154+188.3% | $4,156+188.2% |
| Participant deferral / active EE | $1,662 | $6,166-73.0% | $5,453-69.5% | $6,407-74.1% |
| Admin fee / account holder | $2,732 | $16,471-83.4% | $14,116-80.6% | $12,270-77.7% |