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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,033 | $162,136-56.2% | $152,301-53.4% | $154,746-54.1% |
| Participation rate | 93.3% | 84.1%+9.2pp | 82.4%+10.9pp | 80.7%+12.6pp |
| Annual return | 12.09% | 91.02%-78.9pp | 80.50%-68.4pp | 172.34%-160.3pp |
| Employer contribution / active EE | $4,376 | $4,890-10.5% | $4,624-5.4% | $4,379-0.1% |
| Participant deferral / active EE | $8,847 | $8,341+6.1% | $8,004+10.5% | $6,730+31.5% |
| Admin fee / account holder | $1,205 | $15,759-92.4% | $14,398-91.6% | $14,365-91.6% |