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Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,867 | $69,708-97.3% | $67,560-97.2% | $74,478-97.5% |
| Participation rate | 70.0% | 71.4%-1.4pp | 72.9%-2.9pp | 67.2%+2.8pp |
| Annual return | 19.24% | -40.67%+59.9pp | 3533.50%-3514.3pp | 1370.56%-1351.3pp |
| Employer contribution / active EE | $0 | $2,715-100.0% | $2,737-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $1,000 | $3,637-72.5% | $4,004-75.0% | $4,350-77.0% |
| Admin fee / account holder | $10 | $887-98.9% | $3,994-99.8% | $1,946-99.5% |