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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,627 | $101,618-93.5% | $93,063-92.9% | $137,256-95.2% |
| Participation rate | 30.0% | 74.9%-44.9pp | 72.1%-42.1pp | 80.0%-50.0pp |
| Annual return | 14.65% | 223.95%-209.3pp | 34.15%-19.5pp | 220.34%-205.7pp |
| Employer contribution / active EE | $0 | $2,707-100.0% | $2,476-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $638 | $4,279-85.1% | $3,958-83.9% | $6,407-90.0% |
| Admin fee / account holder | $2,266 | $6,198-63.4% | $6,033-62.4% | $12,270-81.5% |