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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,079 | $125,190+56.6% | $105,624+85.6% | $145,897+34.4% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 12.10% | 225.22%-213.1pp | 116.20%-104.1pp | 552.29%-540.2pp |
| Employer contribution / active EE | $6,030 | $3,720+62.1% | $3,168+90.4% | $4,663+29.3% |
| Participant deferral / active EE | $5,095 | $5,716-10.9% | $5,013+1.6% | $6,689-23.8% |
| Admin fee / account holder | $5,482 | $17,138-68.0% | $10,961-50.0% | $13,390-59.1% |