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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,205 | $166,268-90.9% | $165,100-90.8% | $145,897-89.6% |
| Participation rate | 91.7% | 82.0%+9.6pp | 78.6%+13.0pp | 80.3%+11.4pp |
| Annual return | 51.78% | 100.52%-48.7pp | 70.21%-18.4pp | 552.29%-500.5pp |
| Employer contribution / active EE | $1,190 | $5,284-77.5% | $4,348-72.6% | $4,663-74.5% |
| Participant deferral / active EE | $3,455 | $6,964-50.4% | $6,035-42.8% | $6,689-48.4% |
| Admin fee / account holder | $3,552 | $16,659-78.7% | $12,696-72.0% | $13,390-73.5% |