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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,389 | $88,815-86.1% | $81,882-84.9% | $145,897-91.5% |
| Participation rate | 0.0% | 75.1%-75.1pp | 72.4%-72.4pp | 80.3%-80.3pp |
| Annual return | 11.60% | 1033.75%-1022.1pp | 779.47%-767.9pp | 552.29%-540.7pp |
| Employer contribution / active EE | $3,746 | $3,086+21.4% | $2,916+28.5% | $4,663-19.7% |
| Participant deferral / active EE | $13,295 | $4,647+186.1% | $4,323+207.5% | $6,689+98.7% |
| Admin fee / account holder | $1,093,923 | $8,434+12869.8% | $7,360+14763.9% | $13,390+8069.5% |