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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,175 | $104,098-29.7% | $140,514-47.9% | $94,015-22.2% |
| Participation rate | 88.7% | 73.7%+15.0pp | 77.8%+10.9pp | 70.8%+17.8pp |
| Annual return | 23.55% | 15.14%+8.4pp | 14.36%+9.2pp | 17.84%+5.7pp |
| Employer contribution / active EE | $3,894 | $2,388+63.1% | $3,378+15.3% | $2,790+39.6% |
| Participant deferral / active EE | $10,984 | $4,033+172.4% | $4,919+123.3% | $4,249+158.5% |
| Admin fee / account holder | $774 | $10,439-92.6% | $13,697-94.4% | $8,951-91.4% |