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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,175 | $95,404-23.3% | $113,397-35.5% | $82,637-11.5% |
| Participation rate | 88.7% | 72.8%+15.8pp | 76.5%+12.2pp | 68.1%+20.6pp |
| Annual return | 23.55% | 19.08%+4.5pp | 23.20%+0.4pp | 53.51%-30.0pp |
| Employer contribution / active EE | $3,894 | $2,307+68.8% | $2,977+30.8% | $2,552+52.6% |
| Participant deferral / active EE | $10,984 | $4,220+160.3% | $5,076+116.4% | $4,126+166.2% |
| Admin fee / account holder | $774 | $9,168-91.6% | $11,957-93.5% | $7,339-89.5% |