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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,035 | $111,535+56.0% | $105,223+65.4% | $137,256+26.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 10.24% | 237.85%-227.6pp | 180.65%-170.4pp | 220.34%-210.1pp |
| Employer contribution / active EE | $6,005 | $3,939+52.4% | $3,689+62.8% | $4,156+44.5% |
| Participant deferral / active EE | $1,840 | $5,500-66.5% | $5,072-63.7% | $6,407-71.3% |
| Admin fee / account holder | $1,250 | $9,721-87.1% | $8,859-85.9% | $12,270-89.8% |