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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,035 | $114,119+52.5% | $107,187+62.4% | $138,895+25.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 10.24% | 273.21%-263.0pp | 204.55%-194.3pp | 145.39%-135.2pp |
| Employer contribution / active EE | $6,005 | $4,059+48.0% | $3,782+58.8% | $4,194+43.2% |
| Participant deferral / active EE | $1,840 | $5,538-66.8% | $5,096-63.9% | $6,396-71.2% |
| Admin fee / account holder | $1,250 | $10,024-87.5% | $9,162-86.4% | $12,562-90.0% |