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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,827 | $111,535+127.6% | $105,223+141.2% | $137,256+84.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 10.71% | 237.85%-227.1pp | 180.65%-169.9pp | 220.34%-209.6pp |
| Employer contribution / active EE | $18,078 | $3,939+358.9% | $3,689+390.1% | $4,156+335.0% |
| Participant deferral / active EE | $25,425 | $5,500+362.3% | $5,072+401.3% | $6,407+296.8% |
| Admin fee / account holder | $79,788 | $9,721+720.7% | $8,859+800.7% | $12,270+550.3% |