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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,221 | $111,814-57.8% | $103,374-54.3% | $145,959-67.6% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 11.81% | 24.77%-13.0pp | 24.89%-13.1pp | 561.95%-550.1pp |
| Employer contribution / active EE | $2,055 | $4,214-51.2% | $3,869-46.9% | $4,661-55.9% |
| Participant deferral / active EE | $4,318 | $5,618-23.1% | $5,058-14.6% | $6,689-35.4% |
| Admin fee / account holder | $0 | $9,754-100.0% | $8,394-100.0% | $13,398-100.0% |