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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,593 | $211,288+24.3% | $178,540+47.1% | $145,884+80.0% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 5.26% | 30.27%-25.0pp | 27.15%-21.9pp | 551.85%-546.6pp |
| Employer contribution / active EE | $2,346 | $4,574-48.7% | $3,953-40.7% | $4,662-49.7% |
| Participant deferral / active EE | $15,525 | $6,967+122.9% | $6,281+147.2% | $6,690+132.1% |
| Admin fee / account holder | $0 | $12,105-100.0% | $10,424-100.0% | $13,392-100.0% |