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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,817 | $29,733-93.9% | $56,025-96.8% | $80,959-97.8% |
| Participation rate | 44.4% | 41.7%+2.7pp | 52.5%-8.1pp | 67.7%-23.2pp |
| Annual return | 13.97% | 35.28%-21.3pp | 1712.69%-1698.7pp | 35.67%-21.7pp |
| Employer contribution / active EE | $0 | $672-100.0% | $1,042-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $398 | $1,229-67.6% | $1,955-79.6% | $4,300-90.7% |
| Admin fee / account holder | $154 | $2,434-93.7% | $2,828-94.6% | $6,925-97.8% |