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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,335 | $77,814-19.9% | $158,223-60.6% | $86,983-28.3% |
| Participation rate | 97.4% | 68.4%+29.0pp | 79.2%+18.2pp | 69.5%+27.9pp |
| Annual return | 4.37% | 30.54%-26.2pp | 52.09%-47.7pp | 25.83%-21.5pp |
| Employer contribution / active EE | $2,240 | $2,592-13.6% | $4,109-45.5% | $2,584-13.3% |
| Participant deferral / active EE | $3,539 | $3,270+8.3% | $5,467-35.3% | $4,194-15.6% |
| Admin fee / account holder | $19,165 | $5,879+226.0% | $16,047+19.4% | $7,856+144.0% |