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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,335 | $75,541-17.5% | $152,093-59.0% | $82,637-24.6% |
| Participation rate | 97.4% | 66.5%+30.9pp | 77.8%+19.6pp | 68.1%+29.3pp |
| Annual return | 4.37% | 32.56%-28.2pp | 66.36%-62.0pp | 53.51%-49.1pp |
| Employer contribution / active EE | $2,240 | $2,622-14.6% | $4,175-46.3% | $2,552-12.2% |
| Participant deferral / active EE | $3,539 | $3,206+10.4% | $5,451-35.1% | $4,126-14.2% |
| Admin fee / account holder | $19,165 | $6,405+199.2% | $14,497+32.2% | $7,339+161.1% |