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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,111 | $110,410-1.2% | $102,437+6.5% | $145,897-25.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.35% | 24.85%-14.5pp | 24.95%-14.6pp | 552.29%-541.9pp |
| Employer contribution / active EE | $8,681 | $4,217+105.9% | $3,871+124.3% | $4,663+86.2% |
| Participant deferral / active EE | $4,252 | $5,622-24.4% | $5,060-16.0% | $6,689-36.4% |
| Admin fee / account holder | $2,932 | $9,745-69.9% | $8,388-65.0% | $13,390-78.1% |