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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,870 | $111,535+57.7% | $105,223+67.1% | $137,256+28.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 15.61% | 237.85%-222.2pp | 180.65%-165.0pp | 220.34%-204.7pp |
| Employer contribution / active EE | $9,201 | $3,939+133.6% | $3,689+149.4% | $4,156+121.4% |
| Participant deferral / active EE | $2,719 | $5,500-50.6% | $5,072-46.4% | $6,407-57.6% |
| Admin fee / account holder | $978 | $9,721-89.9% | $8,859-89.0% | $12,270-92.0% |