Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,919 | $74,535+140.0% | $100,712+77.7% | $82,637+116.5% |
| Participation rate | 12.1% | 61.2%-49.1pp | 69.3%-57.2pp | 68.1%-56.0pp |
| Annual return | 12.92% | 18.92%-6.0pp | 33.27%-20.4pp | 53.51%-40.6pp |
| Employer contribution / active EE | $0 | $1,503-100.0% | $2,313-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $1,304 | $3,074-57.6% | $4,085-68.1% | $4,126-68.4% |
| Admin fee / account holder | $5,794 | $6,576-11.9% | $9,256-37.4% | $7,339-21.1% |