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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,464 | $94,439-38.1% | $73,658-20.6% | $154,746-62.2% |
| Participation rate | 61.5% | 64.7%-3.1pp | 57.0%+4.5pp | 80.7%-19.2pp |
| Annual return | 12.62% | 28.25%-15.6pp | 29.72%-17.1pp | 172.34%-159.7pp |
| Employer contribution / active EE | $598 | $1,257-52.5% | $1,032-42.1% | $4,379-86.4% |
| Participant deferral / active EE | $1,287 | $2,527-49.1% | $2,062-37.6% | $6,730-80.9% |
| Admin fee / account holder | $2,112 | $3,843-45.0% | $3,357-37.1% | $14,365-85.3% |