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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,464 | $174,018-66.4% | $136,833-57.3% | $198,609-70.6% |
| Participation rate | 61.5% | 65.1%-3.6pp | 59.0%+2.5pp | 82.4%-20.8pp |
| Annual return | 12.62% | 35.16%-22.5pp | 35.32%-22.7pp | 202.70%-190.1pp |
| Employer contribution / active EE | $598 | $1,571-62.0% | $1,319-54.7% | $5,055-88.2% |
| Participant deferral / active EE | $1,287 | $2,873-55.2% | $2,441-47.3% | $6,977-81.6% |
| Admin fee / account holder | $2,112 | $5,434-61.1% | $4,706-55.1% | $19,030-88.9% |