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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,576 | $86,050-74.9% | $189,758-88.6% | $94,015-77.1% |
| Participation rate | 22.9% | 68.9%-46.0pp | 79.8%-56.9pp | 70.8%-47.9pp |
| Annual return | 18.97% | 17.77%+1.2pp | 52.62%-33.7pp | 17.84%+1.1pp |
| Employer contribution / active EE | $0 | $2,819-100.0% | $4,767-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $1,143 | $3,349-65.9% | $5,856-80.5% | $4,249-73.1% |
| Admin fee / account holder | $140 | $6,627-97.9% | $20,388-99.3% | $8,951-98.4% |