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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,576 | $78,690-72.6% | $161,489-86.6% | $87,485-75.3% |
| Participation rate | 22.9% | 67.5%-44.5pp | 78.7%-55.8pp | 68.9%-46.0pp |
| Annual return | 18.97% | 32.74%-13.8pp | 89.72%-70.8pp | 26.06%-7.1pp |
| Employer contribution / active EE | $0 | $2,588-100.0% | $4,268-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $1,143 | $3,311-65.5% | $5,630-79.7% | $4,274-73.2% |
| Admin fee / account holder | $140 | $6,724-97.9% | $16,006-99.1% | $7,775-98.2% |