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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,919 | $154,228+113.3% | $145,433+126.2% | $137,256+139.6% |
| Participation rate | 91.7% | 83.8%+7.9pp | 82.1%+9.5pp | 80.0%+11.7pp |
| Annual return | 19.21% | 74.59%-55.4pp | 66.58%-47.4pp | 220.34%-201.1pp |
| Employer contribution / active EE | $6,960 | $4,804+44.9% | $4,554+52.8% | $4,156+67.5% |
| Participant deferral / active EE | $7,586 | $8,216-7.7% | $7,897-3.9% | $6,407+18.4% |
| Admin fee / account holder | $3,015 | $14,344-79.0% | $13,129-77.0% | $12,270-75.4% |