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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,848 | $180,749-43.1% | $160,784-36.0% | $137,256-25.1% |
| Participation rate | 80.0% | 80.0%0pp | 77.0%+3.0pp | 80.0%0pp |
| Annual return | 15.16% | 2234.46%-2219.3pp | 1803.92%-1788.8pp | 220.34%-205.2pp |
| Employer contribution / active EE | $1,995 | $4,155-52.0% | $3,733-46.5% | $4,156-52.0% |
| Participant deferral / active EE | $6,593 | $6,844-3.7% | $6,293+4.8% | $6,407+2.9% |
| Admin fee / account holder | $373 | $10,397-96.4% | $9,717-96.2% | $12,270-97.0% |