Retirement plan

CENTRAL GARDEN & PET COMPANY INVESTMENT GROWTH

Name: CENTRAL GARDEN & PET COMPANY - CENTRAL GARDEN & PET COMPANY INVESTMENT GROWTH (2024) Form 5500
Creator: CENTRAL GARDEN & PET COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CENTRAL GARDEN & PET COMPANY INVESTMENT GROWTH, CENTRAL GARDEN & PET COMPANY

CENTRAL GARDEN & PET COMPANYEIN 68-0275553Plan #001PY 2024

1340 TREAT BLVD. - WALNUT CREEK, CA 94597925-948-3676central.comLinkedIn5001-10000 employeesconsumer goods

Other plans on this EIN

1 filing

#002Retirement-$25.2M assets

Prospect flagsLow returnsFailed to transmit contributionsCorrective distributions

Top hat statement on fileNQDC

Filed December 8, 2006 (most recent of 3 filings on file)

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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Total assets (EOY)

$434.6M

-14.8% from 2016

Total participants

6,076

-2.1% from 2016

Average account balance

$72,716

-15.5% from 2016

Annual return

11.39%

-13.54 pp from 2016

Benchmarks

See 391 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants1,000-4,999

Cohort391 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$434.63M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$73K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

5,977

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$25.59M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.39%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$46

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 7 by compensation

Provider	Service type	Compensation
VOYA RETIREMENT INSURANCE & ANNUITY10+ years Service code 26 · EIN 71-0294708	Advisory (Participants)	$125,050
VOYA RETIREMENT INSURANCE & ANNUITY2 years Filed as: VOYA RETIREMENT ADVISORS, LLC Service code 26 · EIN 02-0488491	Advisory (Participants)	$77,466
MOSS ADAMS LLP2 years Filed as: MOSS ADAMS Service code 10 635 CAMPBELL TECHNOLOGY PARKWAY · CAMPBELL, CA 95008	Accounting	$63,000
MERCER10+ years Service code 10 155 NORTH WACKER DR · CHICAGO, IL 60606	Accounting	$35,948
POLSINELLI2 years Service code 10 1401 LAWRENCE ST · DENVER, CO 80202	Accounting	$18,827
YULISHANA, INC.2 years Service code 26 117 BERNAL RD · SAN JOSE, CA 95119	Advisory (Participants)	$17,000
C-BEN GROUP1 year Service code 10 P.O. BOX 937 · BELMONT, CA 94002	Accounting	$14,500

Plan features & details

Pension benefit codes2E2F2G2J2K3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

3 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$274K

$68 / participant

Investment mgmt$78K28.4%
Contract admin$35K12.6%
Other / not subdivided$162K59.0%

% of EOY assets

0.063%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: MOSS ADAMS
Auditor EIN: 612261527
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$72,716

$48,744+49.2%

$93,727-22.4%

$200,096-63.7%

Participation rate

97.6%

63.7%+33.9pp

68.7%+28.9pp

72.0%+25.5pp

Annual return

11.39%

15.36%-4.0pp

133.83%-122.4pp

34.26%-22.9pp

Employer contribution / active EE

$2,023

$1,140+77.4%

$2,421-16.4%

$3,038-33.4%

Participant deferral / active EE

$4,281

$2,825+51.6%

$4,417-3.1%

$5,090-15.9%

Admin fee / account holder

$46

$195-76.5%

$8,292-99.4%

$269-83.0%

Provider

Service type

Compensation

VOYA RETIREMENT INSURANCE & ANNUITY10+ years

Service code 26 · EIN 71-0294708

Advisory (Participants)

$125,050

VOYA RETIREMENT INSURANCE & ANNUITY2 years

Filed as: VOYA RETIREMENT ADVISORS, LLC

Service code 26 · EIN 02-0488491

Advisory (Participants)

$77,466

MOSS ADAMS LLP2 years

Filed as: MOSS ADAMS

Service code 10

635 CAMPBELL TECHNOLOGY PARKWAY · CAMPBELL, CA 95008

Accounting

$63,000

MERCER10+ years

Service code 10

155 NORTH WACKER DR · CHICAGO, IL 60606

Accounting

$35,948

POLSINELLI2 years

Service code 10

1401 LAWRENCE ST · DENVER, CO 80202

Accounting

$18,827

YULISHANA, INC.2 years

Service code 26

117 BERNAL RD · SAN JOSE, CA 95119

Advisory (Participants)

$17,000

C-BEN GROUP1 year

Service code 10

P.O. BOX 937 · BELMONT, CA 94002

Accounting

$14,500

CENTRAL GARDEN & PET COMPANY INVESTMENT GROWTH

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CENTRAL GARDEN & PET COMPANY INVESTMENT GROWTH

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion