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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,817 | $111,535+38.8% | $105,223+47.1% | $137,256+12.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 10.41% | 237.85%-227.4pp | 180.65%-170.2pp | 220.34%-209.9pp |
| Employer contribution / active EE | $7,177 | $3,939+82.2% | $3,689+94.6% | $4,156+72.7% |
| Participant deferral / active EE | $4,088 | $5,500-25.7% | $5,072-19.4% | $6,407-36.2% |
| Admin fee / account holder | $63,911 | $9,721+557.4% | $8,859+621.4% | $12,270+420.9% |