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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,974 | $115,225-13.2% | $100,712-0.7% | $138,895-28.0% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 12.16% | 40.35%-28.2pp | 33.27%-21.1pp | 145.39%-133.2pp |
| Employer contribution / active EE | $5,148 | $2,771+85.8% | $2,313+122.6% | $4,194+22.7% |
| Participant deferral / active EE | $3,195 | $4,699-32.0% | $4,085-21.8% | $6,396-50.0% |
| Admin fee / account holder | $3,452 | $10,844-68.2% | $9,256-62.7% | $12,562-72.5% |