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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,974 | $156,616-36.2% | $133,346-25.0% | $198,609-49.7% |
| Participation rate | 100.0% | 77.7%+22.3pp | 72.8%+27.2pp | 82.4%+17.6pp |
| Annual return | 12.16% | 44.25%-32.1pp | 36.85%-24.7pp | 202.70%-190.5pp |
| Employer contribution / active EE | $5,148 | $3,368+52.8% | $2,853+80.4% | $5,055+1.8% |
| Participant deferral / active EE | $3,195 | $4,920-35.0% | $4,332-26.2% | $6,977-54.2% |
| Admin fee / account holder | $3,452 | $17,468-80.2% | $14,264-75.8% | $19,030-81.9% |