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Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,259 | $81,504+31.6% | $102,437+4.7% | $80,959+32.5% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 7.59% | 25.60%-18.0pp | 24.95%-17.4pp | 35.67%-28.1pp |
| Employer contribution / active EE | $11,811 | $3,104+280.6% | $3,871+205.1% | $2,757+328.4% |
| Participant deferral / active EE | $4,661 | $3,871+20.4% | $5,060-7.9% | $4,300+8.4% |
| Admin fee / account holder | $0 | $6,719-100.0% | $8,388-100.0% | $6,925-100.0% |