See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $22,580 |
Service code 27 24 E COTA ST STE 200 · SANTA BARBARA, CA 93101 | Advisory (Plan) | $16,107 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,637 | $65,561-53.3% | $91,541-66.5% | $74,304-58.8% |
| Participation rate | 52.6% | 56.6%-4.0pp | 69.8%-17.1pp | 60.3%-7.7pp |
| Annual return | 12.97% | 17.68%-4.7pp | 20.50%-7.5pp | 29.43%-16.5pp |
| Employer contribution / active EE | $977 | $1,717-43.1% | $2,505-61.0% | $2,241-56.4% |
| Participant deferral / active EE | $2,077 | $2,918-28.8% | $4,008-48.2% | $3,767-44.9% |
| Admin fee / account holder | $325 | $3,333-90.2% | $6,956-95.3% | $2,969-89.0% |