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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,827 | $114,712-6.0% | $173,730-37.9% | $87,485+23.3% |
| Participation rate | 100.0% | 73.0%+27.0pp | 79.6%+20.4pp | 68.9%+31.1pp |
| Annual return | 11.36% | 20.18%-8.8pp | 19.96%-8.6pp | 26.06%-14.7pp |
| Employer contribution / active EE | $6,800 | $2,904+134.1% | $4,577+48.5% | $2,596+161.9% |
| Participant deferral / active EE | $4,776 | $4,642+2.9% | $6,326-24.5% | $4,274+11.8% |
| Admin fee / account holder | $2,216 | $10,210-78.3% | $17,523-87.4% | $7,775-71.5% |