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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,827 | $108,825-0.9% | $156,181-31.0% | $82,448+30.8% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 11.36% | 20.59%-9.2pp | 64.87%-53.5pp | 41.64%-30.3pp |
| Employer contribution / active EE | $6,800 | $2,870+136.9% | $4,294+58.4% | $2,551+166.5% |
| Participant deferral / active EE | $4,776 | $4,577+4.3% | $6,132-22.1% | $4,139+15.4% |
| Admin fee / account holder | $2,216 | $9,341-76.3% | $14,586-84.8% | $7,234-69.4% |