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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,123 | $254,759-7.7% | $216,567+8.6% | $198,609+18.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 18.38% | 10.04%+8.3pp | 12.94%+5.4pp | 202.70%-184.3pp |
| Employer contribution / active EE | $7,392 | $6,096+21.2% | $5,216+41.7% | $5,055+46.2% |
| Participant deferral / active EE | $12,073 | $6,948+73.8% | $6,191+95.0% | $6,977+73.0% |
| Admin fee / account holder | $2,513 | $26,311-90.4% | $21,981-88.6% | $19,030-86.8% |