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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,089 | $183,592-94.0% | $155,574-92.9% | $145,877-92.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 18.31% | 61.37%-43.1pp | 64.87%-46.6pp | 551.28%-533.0pp |
| Employer contribution / active EE | $2,685 | $5,317-49.5% | $4,676-42.6% | $4,663-42.4% |
| Participant deferral / active EE | $2,552 | $6,466-60.5% | $5,629-54.7% | $6,691-61.9% |
| Admin fee / account holder | $573 | $19,316-97.0% | $15,914-96.4% | $13,402-95.7% |