Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,187 | $81,487+37.7% | $102,412+9.5% | $80,935+38.6% |
| Participation rate | 55.1% | 66.8%-11.8pp | 74.5%-19.4pp | 67.7%-12.6pp |
| Annual return | 10.24% | 25.60%-15.4pp | 24.94%-14.7pp | 35.66%-25.4pp |
| Employer contribution / active EE | $1,492 | $3,103-51.9% | $3,870-61.5% | $2,757-45.9% |
| Participant deferral / active EE | $2,780 | $3,871-28.2% | $5,060-45.1% | $4,299-35.3% |
| Admin fee / account holder | $2,963 | $6,717-55.9% | $8,388-64.7% | $6,924-57.2% |