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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,071 | $160,040+43.1% | $147,096+55.7% | $145,877+57.0% |
| Participation rate | 92.9% | 84.0%+8.8pp | 82.2%+10.7pp | 80.3%+12.6pp |
| Annual return | 13.04% | 98.49%-85.5pp | 419.75%-406.7pp | 551.28%-538.2pp |
| Employer contribution / active EE | $10,499 | $5,289+98.5% | $4,936+112.7% | $4,663+125.2% |
| Participant deferral / active EE | $8,966 | $8,429+6.4% | $8,071+11.1% | $6,691+34.0% |
| Admin fee / account holder | $1,528 | $15,050-89.8% | $13,005-88.2% | $13,402-88.6% |