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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,071 | $160,070+43.1% | $147,117+55.7% | $145,897+57.0% |
| Participation rate | 92.9% | 84.0%+8.8pp | 82.2%+10.7pp | 80.3%+12.6pp |
| Annual return | 13.04% | 98.69%-85.6pp | 420.54%-407.5pp | 552.29%-539.3pp |
| Employer contribution / active EE | $10,499 | $5,285+98.7% | $4,932+112.8% | $4,663+125.2% |
| Participant deferral / active EE | $8,966 | $8,419+6.5% | $8,065+11.2% | $6,689+34.0% |
| Admin fee / account holder | $1,528 | $15,035-89.8% | $12,993-88.2% | $13,390-88.6% |